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If you have collision, comprehensive, towing, medical and uninsured motorist plus at least the state minimum of liability, you have full car insurance coverage. If your car is financed it is likely the lender will require full coverage, but that doesn’t mean you can’t still save money! With CareTeam you can…
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Types of Coverage
Understanding the Basics of Car Insurance
Liability
If you are determined to be at fault, if your insurance is in force at the time of accident, Liability coverage will pay the other parties damages up to your policy limits
Collision
Covers damage to your car due to a collision, less the deductible you chose when you purchased your auto insurance policy
Comprehensive
Damage to your vehicle not caused by something you did as in vandalism, glass breakage, damage that is weather related or even from striking an animal.
Towing and Roadside
If you have a flat or need a tow to a repair shop, this part of the policy is what pays that bill up to the limits of your policy
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